貿易通 2020 年年報

Chairman’s Statement (Continued) 主席報告書（續） 二零二零年年報 貿易通電子貿易有限公司 13 前景（續） 二零二一年，我們的其他服務業務與 GETS 業務將 面臨類似的挑戰及機遇，取決於國際及本地 COVID-19 的 情 況 以 及 全 球 及 香 港 經 濟。倘 COVID-19 受到控制及經濟活動恢復，我們相信我 們的智能銷售點業務將受益於零售市場復甦。 COVID-19 對我們的 GETS 相關服務亦有同樣影響。 無論如何，我們預期對銷售點實體裝置的需求將 會放緩，因為零售企業於疫情期間已學會減少依 賴實體店舖，並更重視線上店舖。鑑於此趨勢， 我們將探索提供網上無現金支付解決方案的機 會，以滿足我們零售客戶的需求。 中期報告所述我們的公共物流平台 VSHIP 已整合 至電子商務平台中，成為我們的 GETS 客戶的增值 服務之一。同時， VHSIP 的報價及競價服務已重 命名為貨運報價服務（「貨運報價服務」），現正作 為收費服務提供予我們的 GETS 托運人及貨運代 理。我們其他服務業務下的另一個業務合作夥伴 為平安壹賬通銀行（香港）有限公司（「 PAOB 」）， 該銀行為香港金融管理局發出牌照的八間虛擬銀 行之一。利用我們 GETS 客戶使用 GETS 的大數據 及 PAOB 的專有信貸評估平台， PAOB 能篩選出可 預先批核貸款的客戶白名單。我們將協助 PAOB 向 我們的白名單客戶推廣貸款服務，並轉介予 PAOB 。 總而言之，我們預期二零二一年，其他服務業務 將面臨挑戰及機遇，前景保持穩定。 Prospects (Continued) Our Other Services business in 2021 will face similar challenges and opportunities as our GETS business, which hinges on the COVID-19 situation both internationally and locally, as well as the global and Hong Kong economies. Should COVID-19 be under control and economic activities resume, we believe our Smart PoS business will benefit from the recovery of the retail market. The same can be said in relation to our GETS-related services in regard to the impact of COVID-19. In any case, we expect the demand for physical PoS devices to slow down as retail businesses have learnt to rely less on physical stores in the wake of the pandemic, and will therefore put more emphasis on online stores. In acknowledgment of this trend, we will explore the opportunity to offer online cashless payment solutions to meet the requirements of our retail customers. Our community logistics platform, VSHIP as mentioned in the interim report, has been integrated into the E-Commerce platform and became one of the value-added services for our GETS customers. At the same time, the VHSIP bid-and-offer service has been renamed as Freight Quotation Service (“FQS”) and is now being offered to our GETS shippers and forwarders as a chargeable service. Another business under our Other Services business is the one we formed with Ping An OneConnect Bank (Hong Kong) Limited (“PAOB”), one of the eight virtual banks awarded licenses by the Hong Kong Monetary Authority. With the big data of our GETS customers relating to their use of GETS and PAOB’s proprietary credit assessment platform, PAOB provides a whitelist of customers to whom they could offer certain pre-approved loan amounts. We will help PAOB to promote the loan services to our whitelisted customers and make referrals to PAOB. To summarize, we expect the outlook of our Other Services business, which faces both challenges and opportunities, to be stable in 2021.