貿易通 2020 年年報

二零二零年年報 貿易通電子貿易有限公司 173 Notes to the Financial Statements (Continued) 財務報表附註（續） 19 應收賬款及合約資產 (a) 應收賬款，扣除虧損撥備 賬齡分析 於報告期末，按發票日期及扣除虧 損撥備計算，應收賬款的賬齡分析 如下： 預期上述結餘均可於一年內收回， 且若干得到客戶提供的按金所保證 （見附註 21 ） 。 有關本集團信貸政策及應收賬款產 生的信貸風險的進一步詳情載於 附 註 26(a) 。 19 Trade receivables and contract assets 2020 2019 二零二零年 二零一九年 Note HK$’000 HK$’000 附註 港幣千元 港幣千元 Trade receivables, net of loss allowance 應收賬款，扣除虧損 撥備 (a) 39,577 35,610 Contract assets, net of loss allowance 合約資產，扣除虧損 撥備 (b) 25,134 27,977 64,711 63,587 (a) Trade receivables, net of loss allowance Ageing analysis As of the end of the reporting period, the ageing analysis of trade receivables, based on the invoice date and net of loss allowance, is as follows: 2020 2019 二零二零年 二零一九年 HK$’000 HK$’000 港幣千元 港幣千元 Less than 1 month 少於一個月 12,626 22,734 1 to 3 months 一至三個月 7,141 5,486 3 to 12 months 三至十二個月 16,933 6,990 Over 12 months 超過十二個月 2,877 400 39,577 35,610 All the above balances are expected to be recovered within one year and some of them are covered by deposits from customers (see Note 21 ). Further details on the Group’s credit policy and credit risk arising from trade receivables are set out in Note 26(a) .