15 / 135
Annual Report 2015
二零一五年年報
13
Management Discussion & Analysis
管理層討論及分析
Security Solutions – Digi-Sign/TESS Review
(continued)
For our mobile wallet business for which the result was somewhat
disappointing, we have conducted a review of the market situation and
business environment in the light of the latest fast changing market
landscape and emerging technology. Due to various internal and external
factors, we missed the narrow time window to market our product and
as a result, decided not worth pursuing the business further. We will
complete our mobile wallet project orders on hand and meanwhile has
started to free up resources to work on other business initiatives. In fact,
we have been working full force in second half of the year to catch up the
mobile Point-of-Sale (“PoS”) project schedule which unfortunately was
delayed due to the prolonged time taken to co-ordinate and synchronize
the work with many other concerned parties. Also, upon thorough
study of the market needs of the retail industry, the team has identified
opportunity to develop products with concept similar to that of our mobile
PoS but can cater for a wider range of applications. While wrapping up
the final stage of the technical development work, we hope we would
soon finalize business arrangement with our first customer. With all jigsaw
pieces mostly in place, we could shortly and confidently announce a
firm date for launch of our suite of mobile payment solutions, with most
importantly, our first customer reference within the first half of 2016. This
together with e-cheque related business will be our key growth driver of
this business segment in 2016.
Meanwhile, we will keep track of the technological trend and development
in particular in respect of the fast moving mobile and payment related
market. Given our sound domain knowledge and solid experiences in
e-security and payment solutions for the banking industry, we expect
more doors be opened to grow our security solutions business riding on
the FinTech trend in the market.
保安方案－
Digi-Sign/TESS
回顧
（續）
我們流動電子錢包業務未如預期，鑑於最近市場形勢
轉變迅速及新技術不斷湧現，我們已就市場情況及業
務環境進行檢討。由於多個內部及外部因素，我們錯
失推廣產品的短暫時機，因此決定不會繼續發展該業
務。我們會完成手頭的流動電子錢包項目訂單，同時
開始騰出資源用於其他業務發展。事實上，我們已於
二零一五年下半年全力追趕流動銷售點（「銷售點」）項
目進度，但因與多個其他相關方協調及同步工作拖延
了時間以致延誤項目進度。此外，通過對零售業市場
需求的詳細研究，團隊已物色商機開發與我們流動銷
售點理念相若但應用更為廣泛的產品。技術開發工作
的最後階段完成後，我們希望可盡快與首位客戶落實
業務安排。各項工作已準備就緒，我們充滿信心將可
在短期內宣佈推出移動支付解決方案的確實日期，而
最重要的是能在二零一六年上半年內成功爭取首位客
戶。這與電子支票相關業務將成為我們二零一六年該
業務分部的主要增長動力。
同時，我們會不斷緊貼技術發展趨勢，尤其是發展迅
速的移動及支付相關市場。憑藉我們在銀行業電子保
安與支付解決方案等領域紮實的知識及經驗，我們預
期在金融科技趨勢帶動下，市場上將有更多商機讓我
們的保安方案業務得以增長。